I admit I have a great aversion to paying for insurance. That said, I have always spent a great deal of my annual expenses for lots of coverage. As I have always been an independent consultant and entrepreneur, I have never had the (phantom) assurance of a larger...
Lots of us sign up for life insurance, while few of us will pay for disability insurance, even though we are seven times more likely to be disabled for the short- or long-term, than we are to die. As independents, consultants and entrepreneurs, we are at much greater...
There has been much talk these past few years in the venture capital markets, about what works and does not work in early stage funding and exits of technology companies, which seems like a great deal of conflicting noise. Consider what we see and hear: We are told...
I was asked to review the financial projections of an Internet start-up recently, by its CEO. He said his projections were scaling so fast that no one would believe the numbers (or him). He needed to be “more rational” about the growth of the company,...
50 years comin’ I read recently that all our current economic troubles, from the Great Recession of 2008 to our tumultuous stock market of these past weeks, stems from debt.Debt in the personal and governmental and worldwide theatres.Debt as indulgence.Debt that began...
I have been so enjoying this summer, and the work and appreciation of my clients, that I wanted to share a personal note with all of you who follow these writings (for which I thank you). I care about emerging technology entrepreneurs and early-stage, risk-taking...
